What’s on the regulatory horizon for UK payments in 2022?

Our UK Payments Horizon Report 2022 sets out the important regulatory milestones for the year to come.

The report covers the FCA’s approach to payments supervision, cross-sectoral developments, the payments landscape, and what the next steps are for regulating crypto-assets in the UK. It also compares these with similar developments in the EU.

Q1 2022 is already shaping up to be a busy period. For example, by the end of March 2022 payment institutions and e-money institutions must be ready to comply with:

• the FCA’s operational resilience regime
• EBA guidelines on outsourcing, as per the FCA’s May 2021 statement
• changes to Brexit-related obligations as standstill relief ends
• the FCA’s annual financial crime reporting obligation

For a broader assessment of fintech trends around the world look out for our Fintech Global Year to Come 2022 and Year in Review 2021, available from 8 December.