05 Jul, 2024 Labour and the future of financial services regulation and enforcement By Sara Cody The Labour victory on 4 July 2024 represents the first time since 2010 that the party has been given the opportunity to shape the way in...
05 Jul, 2023 Countdown to the Consumer Duty: FCA provides 10 key questions for firms to consider By Gayle Marufu With just under a month remaining until the Consumer Duty Implementation Deadline on July 31, the FCA has published 10 key questions that...
05 Jul, 2023 FOS: What the FCA’s Consumer Duty means for resolving complaints. By Gayle Marufu As we inch closer to the 31 July implementation deadline, all eyes are on how the regulators and the Financial Ombudsman Service (the...
15 May, 2023 Our interview with Fairer Finance on optimising communications for customer understanding By Sara Cody Duncan Campbell Want to ensure that your customer communications meet the FCA Consumer Duty’s customer understanding outcome? You’ll want to hear what...
09 May, 2023 What you need to know about "dark patterns" and the Consumer Duty By Duncan Campbell Connie Faith Want to ensure your user experiences and interfaces meet the FCA's Consumer Duty expectations? Then listen to our podcast episode to...
24 Apr, 2023 Insights from the “Nudge Unit” on behavioural biases and the Consumer Duty By Sara Cody Duncan Campbell Listen to our interview with Ruth Persian of the Behavioural Insights Team (BIT) – the “Nudge Unit” – about behavioural biases and the...
21 Apr, 2023 You need to think outside the box to implement the Consumer Duty. Our podcasts can help you By Duncan Campbell Sara Cody Connie Faith You'll need a new level of cross-disciplinary work to meet Consumer Duty expectations and its outcomes-focused approach. Dive in with...
17 Apr, 2023 The Consumer Duty and information exchange: how to rise to the challenge By Sara Cody Duncan Campbell The Consumer Duty contains extensive monitoring and testing obligations. But it doesn’t stop there. It breaks new ground by obliging...
27 Mar, 2023 Upping the ante: are your regulatory compliance systems and controls good enough? By Pansy Wong With Risk.net reporting that: "regulatory compliance is an increasing source of alarm for operational risk managers. It jumped to second...
14 Feb, 2023 Buy Now Pay Later - is the (unregulated) end finally in sight? By Linklaters There have been concerns for some time that the proliferation of easy-to-get (or frictionless) Buy-Now-Pay-Later ("BNPL") credit from...
09 Dec, 2022 SMCR reform: loosening red tape or individual responsibility? By Elizabeth Dowd Sara Cody Olivia James-Hough UK chancellor Jeremy Hunt has announced a review of the Senior Managers and Certification (SMCR) regime as part of a wider package of...
02 Dec, 2022 A big bang of policy proposals for the UK financial sector? By Peter Bevan Simon Treacy A raft of policy announcements relating to financial services is in the offing. The Financial Services and Markets Bill is scheduled to...
20 Sep, 2022 FCA Consumer Duty - Back to the Future? By Martyn Hopper Maybe a sign of middle age, or having worked on financial regulation for over a quarter of a century, but I have a strong sense of deja...
20 Jun, 2022 UK begins now to regulate later: Further updates on BNPL By Frances Hodgkins The UK has confirmed plans to strengthen the regulation of interest-free buy-now, pay-later arrangements. The announcement comes in the...
19 May, 2022 What's happening with the FCA strikes? By Omar Salem Staff at the FCA voted in April with 75% of those voting supporting industrial action. This was the first time staff at the FCA had ever...
18 May, 2022 Calling EEA payments and e-money firms: the European Commission wants to hear from you By Olivia Murphy Is the Payment Services Directive fit for purpose? That is the question the European Commission is asking in a new consultation paper on...