The FCA has published a policy statement setting out measures to improve competition and protect home and motor insurance customers from...

There are still "too many instances of failures in basic cyber hygiene".

That is the view of Lyndon Nelson, Deputy CEO of the PRA. His...

The results of the EBA’s first climate risk-mapping pilot for banks are finally with us. At a high-level (and among others), these include:

After the FCA's test case, UK policyholders have been claiming against their business interruption insurance. The amount has totalled...

ESMA has today published a consultation paper proposing guidelines on disclosure requirements for credit rating agencies (CRAs) on...

In its Business Plan for 2021-22 the PRA looks to move past a year dominated by Covid-19 and return its focus to "business as usual",...

After all the attention Reddit users trading Gamestop gave to so-called "meme stocks" earlier this year, it seems that now crypto...

The proliferation of online scams and frauds won’t be news to anyone: we’ve all seen the online adverts, received the text messages and...

Amigo, markets itself as an alternative lender welcoming those with a less than perfect credit score but its door is only open for those...

It is a year since the FCA first aired its expectation that payment firms which are required to be audited should arrange specific annual...

Outsourcing, and its monitoring, is something that firms across the spectrum of the financial services universe have to contend with....

Following my presentation last week at the LSE on the regulation of household credit before the financial crisis, I had a request for...

In April, the Court of Appeal handed down its judgment in Adams v Options UK, with the claimant partially successful in appealing the...

With losses reportedly totaling in the region of £479million in 2020, more needs to be done to protect the thousands of individuals and...

The FCA has stated clearly that "non-financial misconduct is misconduct", and followed this up with publicised enforcement action...

At the end of last month, the FCA released a discussion paper seeking views on changes to its financial promotions rules to address harm...

The FCA has announced an additional six-month extension for e-commerce-related transactions being subject to PSD2 strong customer...

On 26 April 2021, the UK Government introduced the Global Anti-Corruption Sanctions Regulations 2021, the latest addition to the...

The media often widely reports cyber attacks and harm suffered by retail customers, and consumers often hear from the FCA and firms alike...

Following the Chancellor's statement in November last year committing to the UK's first Long-Term Assets Fund (LTAF) being up and running...

The leverage ratio was introduced (alongside enhanced Pillar 1 and new liquidity requirements) as part of the package of measures under...

The FCA has sent over 4,000 of its employees on compulsory cyber and information security training over the past two years, in an effort...

Imagine a financial advice firm goes out of business. The managing director had provided inadequate advice to consumers and is barred...

On 14 May 2021, Digivault became the first stand-alone digital asset custodian to receive approval from the FCA to register as a...

Striking a balance between creating a business environment ripe for innovation and growth on the one hand and providing a regulatory...

After we have seen a succession of record highs for Bitcoin in 2021, more than doubling in value since the start of the year, May saw the...

We are all familiar with the interest-free or low-cost credit offers used to entice us towards that larger purchase whether it is a new...

Following the well-publicised failure of Premier FX, the FCA continues to be concerned that e-money firms are marketing themselves as an...

FCA Enforcement has 14 ongoing Cum-Ex investigations into firms and 8 into individuals - 3.8% of its total caseload (FCA FOI responses,...

The Labour Party's 1997 manifesto said "we will reject the boom and bust policies which caused the collapse of the housing market." As...

Although they may have been around as long as the late 80s-early 90s boy band, special purpose acquisition companies (SPACs) have risen...

The number of open FCA investigations into Senior Management Function (SMF) holders is growing, as you might expect.

But does that tell...

Protecting consumers from harm at the hands of financial fraudsters has long been a real headache for the FCA: there is understandable...

Much has been said in the UK about the FCA's focus on the way in which regulated firms deal with 'non-financial misconduct' and the...

The Wirecard incident breaking in June last year was a story interesting for its intrigue as much as for its regulatory implications. The...

Diversity and inclusion are important issues to all businesses and it appears the FCA is considering how it can best use its power as a...

The FCA published a consultation paper today setting out its proposals for a new "Consumer Duty".

The FCA continues to see practices by...

It is hard not to notice how cryptoassets are increasingly moving towards everyday usage. Exchanges, such as Coinbase, have made it...

The FCA is expected to announce its final decision on whether to ban loyalty penalties (also known as "price walking") in home and motor...

As technology evolves it is important to maintain good access to cash, particularly for those consumers who are cash reliant and vulnerable.

'Reasonable steps' has now become a part of the vocabulary of the regulators and senior managers alike.  But what may appear to be a...

The payments sector likes to use the terminology of utilities. Payments are the “plumbing” of the financial system. Market participants...

It's little over seven years since the then-Chancellor set out radical reforms to the pension system to give savers more choice and...

The FCA has published finalised guidance for insolvency practitioners on how to approach insolvencies of regulated firms. The guidance...