On 23 May 2024, the Financial Conduct Authority (“FCA”) fined HSBC UK Bank plc, HSBC Bank plc and Marks and Spencer Financial Services...

There have been concerns for some time that the proliferation of easy-to-get (or frictionless) Buy-Now-Pay-Later ("BNPL") credit from...

HM Treasury has published an Order clarifying the regulatory position for article 3(1)(b) credit agreements entered into by high net...

The FOS has released its latest quarterly and annual complaints data, showing that interactions with the FOS about banking and payment...

Following my presentation last week at the LSE on the regulation of household credit before the financial crisis, I had a request for...