14 Feb, 2023 Buy Now Pay Later - is the (unregulated) end finally in sight? By Jean Price There have been concerns for some time that the proliferation of easy-to-get (or frictionless) Buy-Now-Pay-Later ("BNPL") credit from...
18 Jul, 2022 Land's end: HMT clarifies position on the HNW exemption for article 3(1)(b) credit agreements By Jimi Piggott-Bader HM Treasury has published an Order clarifying the regulatory position for article 3(1)(b) credit agreements entered into by high net...
02 Jun, 2021 UK consumers complained about banking and payments, credit and loans much more during the pandemic (surprise, surprise!) By Elizabeth Dowd The FOS has released its latest quarterly and annual complaints data, showing that interactions with the FOS about banking and payment...
24 May, 2021 Reading on regulation of household credit before the financial crisis By Omar Salem Following my presentation last week at the LSE on the regulation of household credit before the financial crisis, I had a request for...