05 Aug, 2022 FCA issues statement on mortgage switching as BoE hikes interest rates By Jimi Piggott-Bader The FCA has issued its latest statement on mortgage switching, amid Bank of England warnings of a looming recession and its decision to...
22 Jul, 2022 House divided - FPC withdraws mortgage affordability test recommendation By Jimi Piggott-Bader The Financial Policy Committee (FPC) has confirmed it will withdraw its affordability test recommendation on 1 August, following its...
18 Jul, 2022 Land's end: HMT clarifies position on the HNW exemption for article 3(1)(b) credit agreements By Jimi Piggott-Bader HM Treasury has published an Order clarifying the regulatory position for article 3(1)(b) credit agreements entered into by high net...
09 Jun, 2021 Balancing the books - can the offloading of non-performing loans really lead to good consumer outcomes? By Linklaters On 7 June 2021, political agreement was reached between the European Parliament and the EC on the proposals for a Directive on Credit...
24 May, 2021 Reading on regulation of household credit before the financial crisis By Omar Salem Following my presentation last week at the LSE on the regulation of household credit before the financial crisis, I had a request for...