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7/21/2025 1:16:39 PM

The Consumer Duty and BNPL – uncomfortable accommodation or a meeting of minds?

By Sara Cody

Earlier this year the Government laid legislation before Parliament to bring more BNPL agreements into the scope of UK regulation (see:...

7/18/2025 9:11:01 AM

FCA shapes rules for BNPL at start of one year countdown to new regime

By Harry Eddis Clare Whittle Frances Hodgkins +4 more...

Buy-now pay-later providers often rely on exemptions to remain outside the scope of regulation. As the UK plans to tighten these...

7/15/2025 11:24:10 AM

Mansion House 2025: UK uses “Leeds Reforms” to rewire financial system

By Peter Bevan Harry Eddis Clare McMullen +5 more...

Rachel Reeves has used a summit in Leeds to announce a wide-ranging package of reforms to financial regulation. A new strategy for...

7/2/2025 9:53:12 AM

Striking a new balance for mortgage lending – FCA’s Mortgage Rule Review

By Clare Whittle Emily Rainbird

The FCA has launched the next phase of its Mortgage Rule Review, publishing a discussion paper aimed at encouraging open dialogue on the...

7/1/2025 10:47:44 AM

Advice/Guidance Boundary Review: Reflections on the FCA's targeted support proposals

By Sara Cody Premlata Fagan

FCA and Treasury’s joint Advice Guidance Boundary review is seeking to plug the UK's "advice gap" for retail investors. Targeted support...

7/1/2025 10:34:00 AM

Advice/Guidance Boundary Review: FCA consults on its "once-in-a-generation" targeted support proposals

By Premlata Fagan Sara Cody

There is no denying that the advice gap is stark. Just 9% of adults received financial advice about their pensions or investments in the...

6/2/2025 10:59:51 AM

Consumer Duty Board Reporting: Guidance Document and Linklaters Advice Services

By Sara Cody Oli Palmer Jankee Gohil

The FCA requires firms to prepare a report for their Board on Consumer Duty compliance at least annually. Firms are in the process of...

5/23/2025 2:48:39 PM

FCA seeks feedback on proposed mortgage reforms

By Clare Whittle Emily Rainbird

The FCA is inviting stakeholder feedback on proposed reforms to simplify its mortgage framework and support sustainable home ownership...

5/19/2025 2:42:48 PM

Reform of the Consumer Credit Act: Phase 1

By Clare Whittle Premlata Fagan Emily Rainbird

HM Treasury has released a consultation paper proposing reform of the Consumer Credit Act. The consultation closes on 21 July 2025. A...

5/19/2025 10:13:05 AM

UK to regulate buy-now, pay-later: Your next instalment is due

By Harry Eddis Clare Whittle Arjun Lakhani +5 more...

The Government has taken the next step towards regulating buy-now pay-later. It is laying the legislation that will bring BNPL agreements...

5/15/2025 10:57:16 AM

Treatment of customers under the Consumer Duty – lessons for investment advisers from other contexts: 2025 supervisory and enforcement risks for investment advisers

By Oli Palmer

This is the final blog in a four-part series covering key supervisory and enforcement risks for investment advisers in 2025. The...

5/14/2025 10:44:21 AM

Advice firm consolidation – five things to think about: 2025 supervisory and enforcement risks for investment advisers

By Oli Palmer

This is the third blog in a four-part series covering key supervisory and enforcement risks for investment advisers in 2025. The FCA has...

5/13/2025 4:00:46 PM

Crystal clear: FCA reviews pricing of international payments

By Sara Cody

The FCA has published the results of its review of costs transparency in firms offering money remittance and cross-border payment...

5/9/2025 4:07:40 PM

New rules to protect against de-banking: what payment service providers need to know

By Simon Treacy Francesca Mitchell

HM Treasury has finalised measures designed to curb de-banking. New legislation adds new conditions for banks, e-money firms and other...

4/30/2025 1:28:41 PM

FCA shares AI themes and launches AI test service

By Fiona Garrahan Sara Cody Simon Treacy

The Financial Conduct Authority is stepping up its work on AI in financial services. The results of its recent AI Sprint show how...

3/26/2025 4:57:20 PM

The FCA is spring cleaning (in its Consumer Duty CfI feedback statement)

By Sara Cody Duncan Campbell

Consultation season is coming, as the FCA publishes a roadmap for regulatory simplification. The FCA has published its feedback statement...

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