The Labour victory on 4 July 2024 represents the first time since 2010 that the party has been given the opportunity to shape the way in...

New EU rules on operational resilience will bring providers of critical ICT services under the supervision of financial authorities....

There have been concerns for some time that the proliferation of easy-to-get (or frictionless) Buy-Now-Pay-Later ("BNPL") credit from...

UK chancellor Jeremy Hunt has announced a review of the Senior Managers and Certification (SMCR) regime as part of a wider package of...

A raft of policy announcements relating to financial services is in the offing. The Financial Services and Markets Bill is scheduled to...

The government has put forward draft legislation to make sure HM Treasury can bring crypto ads within the UK financial promotions regime....

Maybe a sign of middle age, or having worked on financial regulation for over a quarter of a century, but I have a strong sense of deja...

The FCA's £17.9m fine on Citigroup for failings in its implementation of the Market Abuse Regulation is remarkable for two main reasons: ...

Are you looking for a user-friendly overview of UK banking regulation? If so, I hope you find this useful.

The FCA is consulting on the new consumer duty with the aim of setting higher expectations for the standard of care that firms provide to...

This month, UK finance published its UK Markets Summary 2021 and it is and interesting read.  Cash payments continue to decline, assisted...

The report of the The Expert Group on Regulatory Obstacles to Financial Innovation set up by the European Commission recommended: "The...

It is a sad fact that there is always someone out their looking for opportunities to scam those who (we hope) less savvy than us. With...

COVID-19 has been disastrous for many, but for the payments sector it has accelerated the digital agenda by some years. We have seen a...

On 7 June 2021, political agreement was reached between the European Parliament and the EC on the proposals for a Directive on Credit...

'Reasonable steps' has now become a part of the vocabulary of the regulators and senior managers alike.  But what may appear to be a...