5/21/2026 3:10:40 PM Reform of the Consumer Credit Act: HMT Policy Statement By Clare Whittle Premlata Fagan Michael Kent Peter Bevan Harry Eddis Nikunj Kiri Clare McMullen Alastair Holt Raza Naeem Elizabeth Dowd Simon Treacy +8 more... Show less The Government has published a policy statement, and presented a Financial Services and Markets Bill to Parliament (“FSMB”), confirming...
5/20/2026 5:03:52 PM Parliament introduces wide-ranging Bill to reform UK financial services regulation By Peter Bevan Nikunj Kiri Clare McMullen Alastair Holt Michael Kent Elizabeth Dowd Harry Eddis Raza Naeem Clare Whittle Simon Treacy +7 more... Show less The Government has presented a Financial Services and Markets Bill before Parliament. The Bill, which was included in the 2026 King’s...
3/10/2026 10:46:07 AM Your guide to UK Banking Regulation in 2026 By Alastair Holt Simon Treacy Alastair Holt and Simon Treacy have co-authored the UK chapter for GLI’s Banking Regulation 2026. The UK Government has promised to use...
2/26/2026 12:25:20 PM UK plan paves pathway to payments reforms By Harry Eddis Frances Hodgkins Olivia Murphy Fiona Garrahan Imran Bhaluani Simon Treacy +3 more... Show less In 2024 HM Treasury promised a Payments Forward Plan to sequence future initiatives for the UK payments sector. The Plan has now arrived...
2/11/2026 8:37:34 PM UK finalises BNPL rules for go-live in July 2026 By Frances Hodgkins Fiona Garrahan Simon Treacy The Financial Conduct Authority has confirmed the rules that will apply to buy-now pay-later providers under a new regulatory regime. UK...
2/6/2026 10:58:00 AM Financial Regulation Legal Outlook 2026 By Stephen Clipsham Our Financial Regulation Outlook 2026 (now updated to January 2026) explores the key regulatory developments that we expect to see in the...
7/21/2025 1:16:39 PM The Consumer Duty and BNPL – uncomfortable accommodation or a meeting of minds? By Sara Cody Earlier this year the Government laid legislation before Parliament to bring more BNPL agreements into the scope of UK regulation (see:...
7/18/2025 9:11:01 AM FCA shapes rules for BNPL at start of one year countdown to new regime By Harry Eddis Clare Whittle Frances Hodgkins Olivia Murphy Fiona Garrahan Simon Treacy +3 more... Show less Buy-now pay-later providers often rely on exemptions to remain outside the scope of regulation. As the UK plans to tighten these...
5/19/2025 2:42:48 PM Reform of the Consumer Credit Act: Phase 1 By Clare Whittle Premlata Fagan Emily Rainbird HM Treasury has released a consultation paper proposing reform of the Consumer Credit Act. The consultation closes on 21 July 2025. A...
5/19/2025 10:13:05 AM UK to regulate buy-now, pay-later: Your next instalment is due By Harry Eddis Clare Whittle Frances Hodgkins Olivia Murphy Fiona Garrahan Simon Treacy Premlata Fagan +4 more... Show less The Government has taken the next step towards regulating buy-now pay-later. It is laying the legislation that will bring BNPL agreements...
12/12/2024 3:30:27 PM Financial Regulation Legal Outlook 2025 By Stephen Clipsham Our Financial Regulation Outlook 2025 report explores the key regulatory developments that we expect to see in the Banking, Asset...
10/31/2024 10:53:02 AM Court of Appeal decision on commission disclosure opens door to more consumer claims By Linklaters In allowing three appeals (Johnson v FirstRand Bank, Wrench v FirstRand Bank and Hopcraft v Close Brothers Limited) the Court of Appeal...
7/24/2023 2:13:21 PM How will you celebrate the Consumer Credit Act’s Golden Jubilee? By Clare Whittle Imran Bhaluani Reforming the Consumer Credit Act 1974 – Consultation Response It’s been a busy month for financial services reform, with the “Mansion...
2/14/2023 6:47:47 PM Buy Now Pay Later - is the (unregulated) end finally in sight? By Linklaters There have been concerns for some time that the proliferation of easy-to-get (or frictionless) Buy-Now-Pay-Later ("BNPL") credit from...
12/9/2022 4:51:25 PM All I want for Christmas is... reform of the Consumer Credit Act By Linklaters It is coming, but whether it is before Christmas 2027 remains to be seen HM Treasury has released a consultation into the reform of the...
6/9/2021 12:21:19 PM Balancing the books - can the offloading of non-performing loans really lead to good consumer outcomes? By Linklaters On 7 June 2021, political agreement was reached between the European Parliament and the EC on the proposals for a Directive on Credit...