12 Dec, 2024 Financial Regulation Legal Outlook 2025 By Stephen Clipsham Our Financial Regulation Outlook 2025 report explores the key regulatory developments that we expect to see in the Banking, Asset...
31 Oct, 2024 Court of Appeal decision on commission disclosure opens door to more consumer claims By Duncan Campbell In allowing three appeals (Johnson v FirstRand Bank, Wrench v FirstRand Bank and Hopcraft v Close Brothers Limited) the Court of Appeal...
24 Jul, 2023 How will you celebrate the Consumer Credit Act’s Golden Jubilee? By Clare Whittle Imran Bhaluani Reforming the Consumer Credit Act 1974 – Consultation Response It’s been a busy month for financial services reform, with the “Mansion...
14 Feb, 2023 Buy Now Pay Later - is the (unregulated) end finally in sight? By Linklaters There have been concerns for some time that the proliferation of easy-to-get (or frictionless) Buy-Now-Pay-Later ("BNPL") credit from...
09 Dec, 2022 All I want for Christmas is... reform of the Consumer Credit Act By Connie Faith It is coming, but whether it is before Christmas 2027 remains to be seen HM Treasury has released a consultation into the reform of the...
09 Jun, 2021 Balancing the books - can the offloading of non-performing loans really lead to good consumer outcomes? By Linklaters On 7 June 2021, political agreement was reached between the European Parliament and the EC on the proposals for a Directive on Credit...
25 May, 2021 Not fully engaging with all creditors is a risky tactic as UK Court and the FCA say "Adios" to Amigo's proposed rescue plan By Linklaters Amigo, markets itself as an alternative lender welcoming those with a less than perfect credit score but its door is only open for those...
19 May, 2021 Selling goods and services on credit? You might want to do a spring clean on your credit-broking activities By Linklaters We are all familiar with the interest-free or low-cost credit offers used to entice us towards that larger purchase whether it is a new...