In allowing three appeals (Johnson v FirstRand Bank, Wrench v FirstRand Bank and Hopcraft v Close Brothers Limited) the Court of Appeal...

Reforming the Consumer Credit Act 1974 – Consultation Response It’s been a busy month for financial services reform, with the “Mansion...

There have been concerns for some time that the proliferation of easy-to-get (or frictionless) Buy-Now-Pay-Later ("BNPL") credit from...

It is coming, but whether it is before Christmas 2027 remains to be seen HM Treasury has released a consultation into the reform of the...

On 7 June 2021, political agreement was reached between the European Parliament and the EC on the proposals for a Directive on Credit...

Amigo, markets itself as an alternative lender welcoming those with a less than perfect credit score but its door is only open for those...

We are all familiar with the interest-free or low-cost credit offers used to entice us towards that larger purchase whether it is a new...