5/19/2025 2:42:48 PM Reform of the Consumer Credit Act: Phase 1 By Clare Whittle Premlata Fagan Emily Rainbird HM Treasury has released a consultation paper proposing reform of the Consumer Credit Act. The consultation closes on 21 July 2025. A...
5/19/2025 10:13:05 AM UK to regulate buy-now, pay-later: Your next instalment is due By Harry Eddis Clare Whittle Arjun Lakhani Frances Hodgkins Olivia Murphy Fiona Garrahan Simon Treacy Premlata Fagan +5 more... Show less The Government has taken the next step towards regulating buy-now pay-later. It is laying the legislation that will bring BNPL agreements...
12/12/2024 3:30:27 PM Financial Regulation Legal Outlook 2025 By Stephen Clipsham Our Financial Regulation Outlook 2025 report explores the key regulatory developments that we expect to see in the Banking, Asset...
10/31/2024 10:53:02 AM Court of Appeal decision on commission disclosure opens door to more consumer claims By Duncan Campbell In allowing three appeals (Johnson v FirstRand Bank, Wrench v FirstRand Bank and Hopcraft v Close Brothers Limited) the Court of Appeal...
7/24/2023 2:13:21 PM How will you celebrate the Consumer Credit Act’s Golden Jubilee? By Clare Whittle Imran Bhaluani Reforming the Consumer Credit Act 1974 – Consultation Response It’s been a busy month for financial services reform, with the “Mansion...
2/14/2023 6:47:47 PM Buy Now Pay Later - is the (unregulated) end finally in sight? By Linklaters There have been concerns for some time that the proliferation of easy-to-get (or frictionless) Buy-Now-Pay-Later ("BNPL") credit from...
12/9/2022 4:51:25 PM All I want for Christmas is... reform of the Consumer Credit Act By Linklaters It is coming, but whether it is before Christmas 2027 remains to be seen HM Treasury has released a consultation into the reform of the...
6/9/2021 12:21:19 PM Balancing the books - can the offloading of non-performing loans really lead to good consumer outcomes? By Linklaters On 7 June 2021, political agreement was reached between the European Parliament and the EC on the proposals for a Directive on Credit...
5/25/2021 11:39:10 AM Not fully engaging with all creditors is a risky tactic as UK Court and the FCA say "Adios" to Amigo's proposed rescue plan By Linklaters Amigo, markets itself as an alternative lender welcoming those with a less than perfect credit score but its door is only open for those...
5/19/2021 11:27:07 AM Selling goods and services on credit? You might want to do a spring clean on your credit-broking activities By Linklaters We are all familiar with the interest-free or low-cost credit offers used to entice us towards that larger purchase whether it is a new...