7/8/2026 10:02:48 AM High Court maintains time bar for complaints against financial institutions By Clare McMullen The High Court has recently clarified the extent of Financial Ombudsman Service (“FOS”) jurisdiction over historical claims, confirming...
5/21/2026 3:10:40 PM Reform of the Consumer Credit Act: HMT Policy Statement By Clare Whittle Premlata Fagan Michael Kent Peter Bevan Harry Eddis Nikunj Kiri Clare McMullen Alastair Holt Raza Naeem Elizabeth Dowd Simon Treacy +8 more... Show less The Government has published a policy statement, and presented a Financial Services and Markets Bill to Parliament (“FSMB”), confirming...
5/20/2026 5:03:52 PM Parliament introduces wide-ranging Bill to reform UK financial services regulation By Peter Bevan Nikunj Kiri Clare McMullen Alastair Holt Michael Kent Elizabeth Dowd Harry Eddis Raza Naeem Clare Whittle Simon Treacy +7 more... Show less The Government has presented a Financial Services and Markets Bill before Parliament. The Bill, which was included in the 2026 King’s...
3/10/2026 10:46:07 AM Your guide to UK Banking Regulation in 2026 By Alastair Holt Simon Treacy Alastair Holt and Simon Treacy have co-authored the UK chapter for GLI’s Banking Regulation 2026. The UK Government has promised to use...
2/26/2026 12:25:20 PM UK plan paves pathway to payments reforms By Harry Eddis Frances Hodgkins Olivia Murphy Fiona Garrahan Imran Bhaluani Simon Treacy +3 more... Show less In 2024 HM Treasury promised a Payments Forward Plan to sequence future initiatives for the UK payments sector. The Plan has now arrived...
2/11/2026 8:37:34 PM UK finalises BNPL rules for go-live in July 2026 By Frances Hodgkins Fiona Garrahan Simon Treacy The Financial Conduct Authority has confirmed the rules that will apply to buy-now pay-later providers under a new regulatory regime. UK...
2/6/2026 10:58:00 AM Financial Regulation Legal Outlook 2026 By Stephen Clipsham Our Financial Regulation Outlook 2026 (now updated to January 2026) explores the key regulatory developments that we expect to see in the...
7/21/2025 1:16:39 PM The Consumer Duty and BNPL – uncomfortable accommodation or a meeting of minds? By Sara Cody Earlier this year the Government laid legislation before Parliament to bring more BNPL agreements into the scope of UK regulation (see:...
7/18/2025 9:11:01 AM FCA shapes rules for BNPL at start of one year countdown to new regime By Harry Eddis Clare Whittle Frances Hodgkins Olivia Murphy Fiona Garrahan Simon Treacy +3 more... Show less Buy-now pay-later providers often rely on exemptions to remain outside the scope of regulation. As the UK plans to tighten these...
5/19/2025 2:42:48 PM Reform of the Consumer Credit Act: Phase 1 By Clare Whittle Premlata Fagan Emily Rainbird HM Treasury has released a consultation paper proposing reform of the Consumer Credit Act. The consultation closes on 21 July 2025. A...
5/19/2025 10:13:05 AM UK to regulate buy-now, pay-later: Your next instalment is due By Harry Eddis Clare Whittle Frances Hodgkins Olivia Murphy Fiona Garrahan Simon Treacy Premlata Fagan +4 more... Show less The Government has taken the next step towards regulating buy-now pay-later. It is laying the legislation that will bring BNPL agreements...
12/12/2024 3:30:27 PM Financial Regulation Legal Outlook 2025 By Stephen Clipsham Our Financial Regulation Outlook 2025 report explores the key regulatory developments that we expect to see in the Banking, Asset...
10/31/2024 10:53:02 AM Court of Appeal decision on commission disclosure opens door to more consumer claims By Linklaters In allowing three appeals (Johnson v FirstRand Bank, Wrench v FirstRand Bank and Hopcraft v Close Brothers Limited) the Court of Appeal...
7/24/2023 2:13:21 PM How will you celebrate the Consumer Credit Act’s Golden Jubilee? By Clare Whittle Imran Bhaluani Reforming the Consumer Credit Act 1974 – Consultation Response It’s been a busy month for financial services reform, with the “Mansion...
2/14/2023 6:47:47 PM Buy Now Pay Later - is the (unregulated) end finally in sight? By Linklaters There have been concerns for some time that the proliferation of easy-to-get (or frictionless) Buy-Now-Pay-Later ("BNPL") credit from...
12/9/2022 4:51:25 PM All I want for Christmas is... reform of the Consumer Credit Act By Linklaters It is coming, but whether it is before Christmas 2027 remains to be seen HM Treasury has released a consultation into the reform of the...