26 Sep, 2022 The Consumer Duty: The final rules - your implementation journey begins By Sara Cody The FCA has published its final rules implementing a new Consumer Duty. Implementation must now begin in earnest with firms'...
20 Sep, 2022 FCA Consumer Duty - Back to the Future? By Martyn Hopper Maybe a sign of middle age, or having worked on financial regulation for over a quarter of a century, but I have a strong sense of deja...
26 Apr, 2022 Mitigating consumer harm – how is the FCA using its power to order redress? By Alison Wilson Sara Cody The power to order or encourage firms to pay redress is obviously an important part of the FCA’s toolkit when it comes to remedying...
08 Oct, 2021 Can 'complexification' of financial products survive the FCA's consumer duty? By Sara Cody This FT article makes an interesting point about the role of what it terms 'conplexification' in bank business models, and its potential...
16 Sep, 2021 The FCA's plan to tackle investment harm: what are the areas of greatest enforcement and contentious supervisory risk? By Duncan Campbell There's a lot of detail in the FCA's new plan to tackle investment harm and the accompanying consumer investments data review. Much of...
21 May, 2021 Strengthening the Financial Promotion Rules for High Risk Investments By Becky Jacombs At the end of last month, the FCA released a discussion paper seeking views on changes to its financial promotions rules to address harm...